Commercial Insurance

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Business Plus Insurance:

The Business Plus policy provides property and liability insurance for small retail stores or offices. Coverage can be provided for in‑home businesses.

Optional Coverages:
  1. Outdoor Signs. (Higher limits and broader coverage than Outdoor Property extension of coverage)
  2. Exterior Glass. (Broader coverage than the basic policy)
  3. Money and Securities
  4. Employee Dishonesty
  5. Cost of Research of Valuable Papers
  6. Additional Business Personal Property Off Premises
  7. Cosmetologists, Barbers and Manicurists Professional Liability. Includes employees or independent contractors working on the premises.
Offered In:
  • Arizona
  • Idaho
  • Oregon
  • Utah

Main Coverages

  • Buildings
  • Personal Property
  • Business Income & Extra Expense
  • Business Liability
  • Fire Legal Liability
  • Medical Expenses

Landlord Plus Insurance:

As a landlord, you have the need for property insurance and also for protection against the legal liability that comes from owning rental property. This policy combines both in an integrated package.

Additional Coverages with Various Limits:
  1. Ordinance Or Law
  2. Fungi, Mold, Or Bacteria
  3. Debris Removal
  4. Reasonable Repairs
  5. Trees, Shrubs, Etc.
  6. Property Removed
  7. Loss Assessment
  8. Fire Department Charges
  9. Collapse
  10. Back Up Of Sewers
Offered In:
  • Arizona
  • Idaho
  • Oregon
  • Utah

Main Coverages

  • Rental Dwelling
  • Other Structures
  • Landlords Personal Property
  • Loss of Use
  • Premises Liability