Homeowner's Insurance

Want to know more?

Locate an Agency Near You

Homeowner's Insurance:

Homeowner's Insurance policies provide a predefined package of protection against loss of property from a number of perils and against liability claims that may arise out of ownership of your home or personal activities.

Optional Coverages:
  1. Scheduled Personal Property
  2. Watercraft and Recreational Vehicle Liability and Physical Damage
  3. Extended Replacement Cost is available on certain products
  4. Enhanced Personal Property is available on certain products
Offered In:
  • Arizona
  • Idaho
  • Oregon
  • Utah

Main Coverages

  • Dwelling
  • Other Structures
  • Personal Property
  • Loss of Use
  • Personal Liability
  • Medical Payments to Others
  • Identity Fraud Expenses

Mobile Home Insurance:

The Mobile Home policy is specially designed for mobile homes built before 1977 although newer mobile homes may be accepted.

Coverages in Certain Packages:
  1. Dwelling
  2. Other Structures
  3. Personal Property
  4. Loss of Use
  5. Personal Liability
  6. Medical Payments to Others
  7. Premises Liability
Offered In:
  • Arizona
  • Idaho
  • Oregon
  • Utah

Package Options

  • Deluxe Package (Owner Occupied)
  • Basic Package (Owner Occupied)
  • Rental or Seasonal Package

Home & Family Insurance:

The Home & Family policy is a unique plan which allows you to select only the coverages needed, desired or for which you qualify. It can vary from a simple policy providing only Fire & Lightning, to a policy that is similar to a Homeowners or Farmowners.

Optional Perils Covered:
  1. Fire & Lightning
  2. Windstorm or Hail
  3. Explosion
  4. Riot or Civil Commotion
  5. Aircraft
  6. Vehicles
  7. Smoke
  8. Vandalism or Malicious Mischief
  9. Falling Objects
  10. Weight of Ice, Snow, or Sleet
  11. Accidental Discharge or Overflow of Water or Steam
  12. Sudden & Accidental Tearing, Cracking, Burning, or Bulging
  13. Freezing
  14. Breakage of Glass or Safety Glazing
  15. Theft
Offered In:
  • Arizona
  • Idaho
  • Oregon
  • Utah

Main Coverages

  • Dwelling
  • Other Structures
  • Personal Property
  • Loss of Use
  • Scheduled Farm Personal Property
  • Farm & Personal Liabiltiy