Homeowner's Insurance

Homeowner's Insurance:

Homeowner's Insurance policies provide a predefined package of protection against loss of property from a number of perils and against liability claims that may arise out of ownership of your home or personal activities.

Optional Coverages:

Scheduled Personal Property
Watercraft and Recreational Vehicle Liability and Physical Damage
Extended Replacement Cost is available on certain products
Enhanced Personal Property is available on certain products

Offered In:

Arizona
Idaho
Oregon
Utah

Main Coverages

Dwelling
Other Structures
Personal Property
Loss of Use
Personal Liability
Medical Payments to Others

Mobile Home Insurance:

The Mobile Home policy is specially designed for mobile homes built before 1977 although newer mobile homes may be accepted.

Coverages in Certain Packages:

Dwelling
Other Structures
Personal Property
Loss of Use
Personal Liability
Medical Payments to Others
Premises Liability

Offered In:

Arizona
Idaho
Oregon
Utah

Package Options

Deluxe Package (Owner Occupied)
Basic Package (Owner Occupied)
Rental or Seasonal Package

Home & Family Insurance:

The Home & Family policy is a unique plan which allows you to select only the coverages needed, desired or for which you qualify. It can vary from a simple policy providing only Fire & Lightning, to a policy that is similar to a Homeowners or Farmowners.

Optional Perils Covered:

Fire & Lightning
Windstorm or Hail
Explosion
Riot or Civil Commotion
Aircraft
Vehicles
Smoke
Vandalism or Malicious Mischief
Falling Objects
Weight of Ice, Snow, or Sleet
Accidental Discharge or Overflow of Water or Steam
Sudden & Accidental Tearing, Cracking, Burning, or Bulging
Freezing
Breakage of Glass or Safety Glazing
Theft

Offered In:

Arizona
Idaho
Oregon
Utah

Main Coverages

Dwelling
Other Structures
Personal Property
Loss of Use
Scheduled Farm Personal Property
Farm & Personal Liabiltiy